The future of investing is in your contacts.

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Whatever you need, just text Phi.

Phi knows your portfolio, learns how you invest, and watches the world for you.

Deep research
dig into MU vs SNDK for me
On it. Checking SEC filings, earnings, memory pricing, and analyst estimates.
MU is cheaper with more HBM exposure. SNDK is more of a pure NAND play.
You're already 22% exposed to memory. Anything else you'd like to explore?
Mirror public trades
mirror pelosi's trades with 200 bucks
Done. Shadowing her disclosures with $200 from here.
I'll keep you updated on the orders to place.
Proactive monitoring
Trump just posted this. It could affect NVDA, and possibly GM given the tariff exposure.truthsocial.com/@realDonaldTrump/...
You have $2.6k in GM with similar exposure.
lmk if either drops 5%👀
Understood. Monitoring both.
Learns how you invest
AMD just dropped 10% on China export news. You've been keeping an eye on it, but always felt the valuation was too high.Reuters · AMD shares fall on export restrictions ↗
It's now at $136, and you have very little semiconductor exposure. Want me to see how it fits with your holdings?
yeah go for it👍
Pull up an options chain
pull up the NVDA calls for oct 16
NVDA's at $184. The $185 is $6.20 mid, 48% IV.
$190 is $4.05, $200 is $1.98.
whats my breakeven on the 190
$194.05. NVDA needs +5.5% by expiry.
Rebalance in plain English
i feel like i'm way too heavy in tech rn
Yes, you're at 43%.
can we get that down to 30%?
Yes. Mapping out the trades now.
Ask your portfolio
show me what actually made me money this year
NVDA+$2,840 (54%)
MSFT+$1,410 (27%)
AAPL+$620 (12%)
SNDK+$390 (7%)
Other-$540 (-10%)
Remembers everything
thinking about buying more TSLA
That would put you above your own limit.
In May, you said you wouldn't let it exceed 15% of your portfolio. You're at 14.7% now.
bruh i forgot
That's what I'm here for.❤️

Research that runs 24/7.

Filings, earnings, markets, news, social, and more. Phi keeps digging even when you’re not.

φ0%
reading filings
φPhi
Microsoft's Q4 call is out. Azure beat expectations, but they guided margins lower for next quarter.
EarningsMSFT Q4 call transcript
Pelosi disclosed a new semiconductor position 20 min ago. Would you like me to shadow it?
CongressPelosi new transaction disclosed

Phi remembers everything that matters.

Over time, Phi builds a model of you as an investor, not just a record of your portfolio.

your ruleDon’t let any single position get above 20%
your thesisYou’re bullish on AI infrastructure long term
your watchlistYou keep checking AMD but haven’t bought yet
your patternYou tend to sell too quickly after sharp drops
your lifeJob interview on Thursday
φPhi
NVDA’s down 7% on the chip headline. You tend to sell too quickly on drops like this, but your AI infrastructure thesis runs 5 years and you’re still under your 20% cap. AMD, which you’ve been watching, is lower too. Focus on your interview Thursday. I’ll monitor this.

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FAQ

YOU
is phi a financial advisor?
PHI
No. Phi gives you research, analysis, monitoring, and tools to help you understand your investments.
It doesn’t provide personalized financial advice or make investment decisions for you.
You remain in full control of all decisions.
YOU
how is phi different from a chatbot like chatgpt?
PHI
A chatbot like ChatGPT waits for you to ask. Phi connects to your portfolio and texts you first about earnings, news, major moves, and what they mean for your investments.
It also learns how you invest over time, from the stocks you keep coming back to and the prices you’d buy at, so it can reach out when something lines up, even if you never asked it to watch.
It’s trained to think like an equity analyst, with access to research and data a general chatbot can’t reach, and it remembers everything across your holdings and research.
YOU
how does phi understand my investments?
PHI
You connect your brokerage with read-only access.
Phi can then understand what you own, how your portfolio changes, and what news, filings, earnings, and market events matter to you.
Over time, it learns how you invest: what you watch, what you avoid, and the rules you set for yourself.
YOU
can phi move money or place trades?
PHI
Not right now. Phi is read-only.
It can help you research a trade, see how it fits with your portfolio, or tell you exactly what to place.
You stay in control of execution.
YOU
do i need to download an app?
PHI
No. Phi lives in your texts.
Connect your portfolio once, then talk to it like any other contact.
YOU
where is phi available?
PHI
Phi is available in Canada and the US.
YOU
which platforms is phi available on?
PHI
Phi works best on iMessage, which is end-to-end encrypted.
It also works over SMS if you’re not on iMessage.
YOU
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PHI
Security is core to Phi. We connect to your brokerage through SnapTrade, an industry-standard provider trusted across fintech, using bank-level encryption and read-only access.
Phi never sees your login credentials and can’t move money or place trades.
You stay fully in control of your accounts.
YOU
will phi spam me with messages?
PHI
No. Phi is designed to text you when something matters, not every time the market moves.
It learns what you care about over time, and you can always tell it what to watch and how often you want updates.
YOU
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PHI
The private beta is rolling out now.
Join the waitlist and we’ll text you when your spot is ready.